Do I need to pay for my care?
Most people have to pay something towards their care and support.
We will work out how much you will be asked to pay by carrying out a financial assessment which looks at your income and assets.
Estimate your care costs
If you’re planning ahead, you can estimate your care costs with our
paying for care calculator.
The value of your home
We won’t include the value of your home in the financial assessment if you have care at home, also called domiciliary and non-residential care. We will include the value of additional properties you own.
We will normally include the value of your home if you permanently move to a care home. See
paying for a care home.
Am I eligible for financial support?
If your income and assets are:
- Less than £23,250, you will be eligible for means-tested support to help pay for your care
- More than £23,250, you will have to pay the full cost of your care
We recommend you seek
independent financial advice if you have to fund your own care.
Care and support you don’t have to pay for
Some care and support is free, including:
- Short term (up to 6 weeks) support and rehabilitation for people who have been in hospital. This is also called intermediate care and reablement
Aids and minor adaptations costing £1,000 or less -
Living Well Essex has information on aids and adaptations
Support services offered to carers - for more information contact Carers First