Money, debt and benefits

Includes independent financial advice, coping with a cash crisis and benefits entitlement

Emergency money and food

Help with food and clothing

Foodbanks give free food to people who are struggling financially. Visit the Trussell Trust to find a foodbank near you.

The Salvation Army also offers emergency assistance to people in need.

Emergency funding and crisis loans

Essex Essential Living Fund

The Essential Living Fund can help to pay for:

  • furniture
  • clothing
  • fuel connection charges
  • daily living expenses such as food and toiletries

Adults and families can use it to help pay for bills and essential household items if they are struggling. The Essex Essential Living Fund has replaced Crisis Loans and Community Care Grants.

You must live in Essex and apply through Southend Borough Council.

Budgeting Loans

Budgeting Loans can help to pay for:

  • furniture
  • rent
  • home maintenance
  • clothing
  • travel costs
  • other living expenses

They are only available to people who have been on certain benefits for at least 6 months.

Apply for a Budgeting Loan on GOV.UK.

Grants and charitable funds

You might be able to apply for a grant from a charity.

Search for grants on Turn2Us